CARAIFA - Caribbean Association Of Insurance & Financial Advisors

  • Increase font size
  • Default font size
  • Decrease font size

ChFC® - Chartered Financial Consultant®

Study Format: - Fully or Partially Self-Study

ChFC® Curriculum

*HS 300 Financial Planning: Process and Environment
*HS 311 Fundamentals of Insurance Planning
*HS 321 Income Taxation
*HS 326 Planning for Retirement Needs  
*HS 328 Investments
*HS 330 Fundamentals of Estate Planning

* See CLU Course of study for course descriptions

HS 332 Financial Planning Applications

Uses case analysis to integrate planning techniques, tools and products covered in prior courses. Provides practical experience in analyzing and solving realistic financial problems of individuals and businesses. Includes cases that range from simple fact patterns and basic documents to complex situations involving not only personal financial problems, but also financial problems associated with businesses, business ownership and estate planning.

HS 322 The Financial System in the Economy
Presents an overview of the global financial system and its influence on the financial services industry. Examines financial markets, their principal institutions and their economic functions, products and services. Examines the rapidly changing regulatory and competitive environment and major trends that shape the industry.

HS 334 Estate Planning Applications

Covers estate and gift tax principles with an emphasis on life insurance planning applications. Discusses forecasting the gross estate, life insurance trusts, valuation principles, the use of charitable contributions as an estate planning technique, planning opportunities stemming from the marital relationship, the taxation of trusts, implications of employee benefits and estate freezes. Includes a case study reflecting procedural aspects of estate planning

ChFC® Policies: Programme Completion Requirements

To receive the ChFC® designation, you must successfully complete all courses in your selected program, meet experience requirements and ethics standards, and agree to comply with The American College Code of Ethics and Procedures. CE credit requirements also apply.

Administrative Policies: - Please contact your member Association for details on registration, cost, programme completion requirements, cancellations, deferrals inter alia.

Testing: Examinations are held at approved test centres. The cost of the examination is included in the course fee. Contact your member association for more details.