CARAIFA - Caribbean Association Of Insurance & Financial Advisors

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CARAIFA is the paramount provider of professional education for Life Insurance & Financial Advisors in the Caribbean. We offer comprehensive programmes for the professional development of our members enabling them to meet the educational standards prescribed by their companies and associations while rendering high quality service to the public. By the dissemination of education courses and programmes from FSCP to Ch.F.C, CARAIFA will fulfill its purpose in advancing public knowledge of the concept and uses of life and health insurance and other insurance and financial services or products; and its implementation.

Throughout the years CARAIFA has been adjusting, and upgrading its education programme. At this time, the following programmes are being offered by CARAIFA:

  • The Financial Services Certified Professional (FSCP), a designation programme
  • The Chartered Life Underwriter (CLU), a designation programme
  • The Chartered Financial Consultant (ChFC), a designation programme

The FSCP Designation programme combines essential product knowledge with basic planning concepts providing agents with the tools they need to get a jump start in the business and promote long-term success. Agents learn “what to say, how to say it, and when to say it” to capture and retain their clients’ business.

The FSCP programme lay the ground work for the CLU and ChFC programmes.

The CLU Designation continues be the hallmark of the successful life underwriter. The CLU is recognized in the financial services industry, and is respected by clients and their financial practitioners. It implies competence in the area of estate planning, and provides the education needed to differentiate one's practice. CLU designated practitioners are in the unique position of helping their clients build and preserve wealth.

The ChFC Designation is recognized as the pinnacle of financial planning excellence, it represents the highest standard of knowledge and trust in the industry as it provides comprehensive coverage of the key financial planning disciplines, including insurance, income taxation, retirement planning, investments, and estate planning, that will help you succeed in this competitive field.


CE Credits

CARAIFA has instituted Continuing Education Credits to ensure our members stay current. As a professional body involved in Education we consider it imperative that our members be cutting edge.